LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,975
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,358/mo
Today · 4.125%
HK$45,670
baseline
▲ 0.50% · 4.625%
HK$48,449
+HK$2,779/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,340/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,809
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,091
−HK$1,301/mo
Today · 4.125%
HK$50,392
baseline
▲ 0.50% · 4.625%
HK$53,048
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,784/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,570
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,174
−HK$1,630/mo
Today · 4.125%
HK$54,804
baseline
▲ 0.50% · 4.625%
HK$58,138
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,608/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,371
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,910
−HK$1,561/mo
Today · 4.125%
HK$60,471
baseline
▲ 0.50% · 4.625%
HK$63,658
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,942/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,165
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,036
−HK$1,902/mo
Today · 4.125%
HK$63,938
baseline
▲ 0.50% · 4.625%
HK$67,828
+HK$3,890/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,876/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,933
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,728
−HK$1,821/mo
Today · 4.125%
HK$70,549
baseline
▲ 0.50% · 4.625%
HK$74,268
+HK$3,719/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,098/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,355
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,761
−HK$2,445/mo
Today · 4.125%
HK$82,206
baseline
▲ 0.50% · 4.625%
HK$87,208
+HK$5,002/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,412/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,057
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,364
−HK$2,342/mo
Today · 4.125%
HK$90,706
baseline
▲ 0.50% · 4.625%
HK$95,487
+HK$4,781/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,412/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,745 · Scale 2, in force from 26 Feb 2026)