LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,976
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,359/mo
Today · 4.125%
HK$45,671
baseline
▲ 0.50% · 4.625%
HK$48,450
+HK$2,779/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,342/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,810
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,092
−HK$1,301/mo
Today · 4.125%
HK$50,393
baseline
▲ 0.50% · 4.625%
HK$53,049
+HK$2,656/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,786/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,571
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,175
−HK$1,630/mo
Today · 4.125%
HK$54,805
baseline
▲ 0.50% · 4.625%
HK$58,139
+HK$3,334/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,610/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,372
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,911
−HK$1,561/mo
Today · 4.125%
HK$60,472
baseline
▲ 0.50% · 4.625%
HK$63,659
+HK$3,187/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,944/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,166
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,902/mo
Today · 4.125%
HK$63,939
baseline
▲ 0.50% · 4.625%
HK$67,829
+HK$3,890/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,878/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,934
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,729
−HK$1,821/mo
Today · 4.125%
HK$70,550
baseline
▲ 0.50% · 4.625%
HK$74,269
+HK$3,719/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,100/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,356
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,762
−HK$2,445/mo
Today · 4.125%
HK$82,207
baseline
▲ 0.50% · 4.625%
HK$87,209
+HK$5,002/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,414/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,058
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,366
−HK$2,341/mo
Today · 4.125%
HK$90,707
baseline
▲ 0.50% · 4.625%
HK$95,489
+HK$4,782/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,414/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,757 · Scale 2, in force from 26 Feb 2026)