LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,978
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,315
−HK$1,358/mo
Today · 4.125%
HK$45,673
baseline
▲ 0.50% · 4.625%
HK$48,452
+HK$2,779/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,346/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,812
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,095
−HK$1,300/mo
Today · 4.125%
HK$50,395
baseline
▲ 0.50% · 4.625%
HK$53,052
+HK$2,657/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,790/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,573
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,177
−HK$1,630/mo
Today · 4.125%
HK$54,807
baseline
▲ 0.50% · 4.625%
HK$58,142
+HK$3,335/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,614/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,375
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$58,913
−HK$1,561/mo
Today · 4.125%
HK$60,474
baseline
▲ 0.50% · 4.625%
HK$63,662
+HK$3,188/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,948/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,169
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,040
−HK$1,902/mo
Today · 4.125%
HK$63,942
baseline
▲ 0.50% · 4.625%
HK$67,833
+HK$3,891/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,884/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,937
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,732
−HK$1,822/mo
Today · 4.125%
HK$70,554
baseline
▲ 0.50% · 4.625%
HK$74,273
+HK$3,719/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,108/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,360
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,766
−HK$2,445/mo
Today · 4.125%
HK$82,211
baseline
▲ 0.50% · 4.625%
HK$87,213
+HK$5,002/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,422/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,062
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,370
−HK$2,342/mo
Today · 4.125%
HK$90,712
baseline
▲ 0.50% · 4.625%
HK$95,493
+HK$4,781/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,424/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,791 · Scale 2, in force from 26 Feb 2026)