LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,982
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,319
−HK$1,358/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,457
+HK$2,780/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,817
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,099
−HK$1,301/mo
Today · 4.125%
HK$50,400
baseline
▲ 0.50% · 4.625%
HK$53,057
+HK$2,657/mo
Deposit HK$9.42M · loan HK$9.42M · min. income ≈ HK$100,800/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,578
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,183
−HK$1,630/mo
Today · 4.125%
HK$54,813
baseline
▲ 0.50% · 4.625%
HK$58,148
+HK$3,335/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,626/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,380
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,919
−HK$1,562/mo
Today · 4.125%
HK$60,481
baseline
▲ 0.50% · 4.625%
HK$63,669
+HK$3,188/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,962/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,175
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,047
−HK$1,901/mo
Today · 4.125%
HK$63,948
baseline
▲ 0.50% · 4.625%
HK$67,839
+HK$3,891/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$127,896/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,944
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,739
−HK$1,822/mo
Today · 4.125%
HK$70,561
baseline
▲ 0.50% · 4.625%
HK$74,280
+HK$3,719/mo
Deposit HK$5.65M · loan HK$13.19M · min. income ≈ HK$141,122/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,368
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,774
−HK$2,445/mo
Today · 4.125%
HK$82,219
baseline
▲ 0.50% · 4.625%
HK$87,222
+HK$5,003/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$164,438/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,071
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,379
−HK$2,342/mo
Today · 4.125%
HK$90,721
baseline
▲ 0.50% · 4.625%
HK$95,503
+HK$4,782/mo
Deposit HK$1.88M · loan HK$16.96M · min. income ≈ HK$181,442/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,862 · Scale 2, in force from 26 Feb 2026)