LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,983
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,320
−HK$1,359/mo
Today · 4.125%
HK$45,679
baseline
▲ 0.50% · 4.625%
HK$48,458
+HK$2,779/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,358/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,818
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,101
−HK$1,301/mo
Today · 4.125%
HK$50,402
baseline
▲ 0.50% · 4.625%
HK$53,059
+HK$2,657/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,804/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,580
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,184
−HK$1,630/mo
Today · 4.125%
HK$54,814
baseline
▲ 0.50% · 4.625%
HK$58,150
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,628/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,382
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,921
−HK$1,561/mo
Today · 4.125%
HK$60,482
baseline
▲ 0.50% · 4.625%
HK$63,670
+HK$3,188/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,964/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,176
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,048
−HK$1,902/mo
Today · 4.125%
HK$63,950
baseline
▲ 0.50% · 4.625%
HK$67,841
+HK$3,891/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,900/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,946
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,741
−HK$1,821/mo
Today · 4.125%
HK$70,562
baseline
▲ 0.50% · 4.625%
HK$74,282
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,124/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,370
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,776
−HK$2,445/mo
Today · 4.125%
HK$82,221
baseline
▲ 0.50% · 4.625%
HK$87,224
+HK$5,003/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,442/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,073
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,381
−HK$2,342/mo
Today · 4.125%
HK$90,723
baseline
▲ 0.50% · 4.625%
HK$95,505
+HK$4,782/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,446/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,880 · Scale 2, in force from 26 Feb 2026)