LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,988
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,325
−HK$1,358/mo
Today · 4.125%
HK$45,683
baseline
▲ 0.50% · 4.625%
HK$48,463
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,366/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,823
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,106
−HK$1,301/mo
Today · 4.125%
HK$50,407
baseline
▲ 0.50% · 4.625%
HK$53,064
+HK$2,657/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,814/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,585
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,190
−HK$1,630/mo
Today · 4.125%
HK$54,820
baseline
▲ 0.50% · 4.625%
HK$58,156
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,640/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,388
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,927
−HK$1,561/mo
Today · 4.125%
HK$60,488
baseline
▲ 0.50% · 4.625%
HK$63,677
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,976/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,183
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,055
−HK$1,902/mo
Today · 4.125%
HK$63,957
baseline
▲ 0.50% · 4.625%
HK$67,848
+HK$3,891/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,914/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,953
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,748
−HK$1,822/mo
Today · 4.125%
HK$70,570
baseline
▲ 0.50% · 4.625%
HK$74,290
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,140/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,378
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,785
−HK$2,445/mo
Today · 4.125%
HK$82,230
baseline
▲ 0.50% · 4.625%
HK$87,233
+HK$5,003/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,460/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,082
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,391
−HK$2,342/mo
Today · 4.125%
HK$90,733
baseline
▲ 0.50% · 4.625%
HK$95,515
+HK$4,782/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,466/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,954 · Scale 2, in force from 26 Feb 2026)