LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,989
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,326
−HK$1,359/mo
Today · 4.125%
HK$45,685
baseline
▲ 0.50% · 4.625%
HK$48,464
+HK$2,779/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,370/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,825
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,107
−HK$1,301/mo
Today · 4.125%
HK$50,408
baseline
▲ 0.50% · 4.625%
HK$53,065
+HK$2,657/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,816/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,587
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$53,191
−HK$1,630/mo
Today · 4.125%
HK$54,821
baseline
▲ 0.50% · 4.625%
HK$58,157
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,642/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,389
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,929
−HK$1,561/mo
Today · 4.125%
HK$60,490
baseline
▲ 0.50% · 4.625%
HK$63,679
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,980/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,184
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,056
−HK$1,902/mo
Today · 4.125%
HK$63,958
baseline
▲ 0.50% · 4.625%
HK$67,850
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,916/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,954
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,750
−HK$1,822/mo
Today · 4.125%
HK$70,572
baseline
▲ 0.50% · 4.625%
HK$74,292
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,144/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,380
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,787
−HK$2,445/mo
Today · 4.125%
HK$82,232
baseline
▲ 0.50% · 4.625%
HK$87,236
+HK$5,004/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,464/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,084
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,393
−HK$2,342/mo
Today · 4.125%
HK$90,735
baseline
▲ 0.50% · 4.625%
HK$95,518
+HK$4,783/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,470/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$706,973 · Scale 2, in force from 26 Feb 2026)