LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,990
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,328
−HK$1,358/mo
Today · 4.125%
HK$45,686
baseline
▲ 0.50% · 4.625%
HK$48,466
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,372/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,826
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,301/mo
Today · 4.125%
HK$50,410
baseline
▲ 0.50% · 4.625%
HK$53,068
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,820/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,589
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,193
−HK$1,631/mo
Today · 4.125%
HK$54,824
baseline
▲ 0.50% · 4.625%
HK$58,159
+HK$3,335/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,648/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,392
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,931
−HK$1,561/mo
Today · 4.125%
HK$60,492
baseline
▲ 0.50% · 4.625%
HK$63,681
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,984/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,187
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,059
−HK$1,902/mo
Today · 4.125%
HK$63,961
baseline
▲ 0.50% · 4.625%
HK$67,853
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,922/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,957
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,753
−HK$1,822/mo
Today · 4.125%
HK$70,575
baseline
▲ 0.50% · 4.625%
HK$74,295
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,150/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,383
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,790
−HK$2,445/mo
Today · 4.125%
HK$82,235
baseline
▲ 0.50% · 4.625%
HK$87,239
+HK$5,004/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,470/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,088
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,396
−HK$2,343/mo
Today · 4.125%
HK$90,739
baseline
▲ 0.50% · 4.625%
HK$95,522
+HK$4,783/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,478/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,001 · Scale 2, in force from 26 Feb 2026)