LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,993
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,330
−HK$1,359/mo
Today · 4.125%
HK$45,689
baseline
▲ 0.50% · 4.625%
HK$48,469
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,378/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,829
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,112
−HK$1,301/mo
Today · 4.125%
HK$50,413
baseline
▲ 0.50% · 4.625%
HK$53,070
+HK$2,657/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,826/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,591
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,196
−HK$1,630/mo
Today · 4.125%
HK$54,826
baseline
▲ 0.50% · 4.625%
HK$58,162
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,652/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,395
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,934
−HK$1,561/mo
Today · 4.125%
HK$60,495
baseline
▲ 0.50% · 4.625%
HK$63,684
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,990/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,190
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,062
−HK$1,902/mo
Today · 4.125%
HK$63,964
baseline
▲ 0.50% · 4.625%
HK$67,856
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,928/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,960
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$1,822/mo
Today · 4.125%
HK$70,578
baseline
▲ 0.50% · 4.625%
HK$74,298
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,156/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,387
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,794
−HK$2,445/mo
Today · 4.125%
HK$82,239
baseline
▲ 0.50% · 4.625%
HK$87,244
+HK$5,005/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,478/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,092
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,401
−HK$2,342/mo
Today · 4.125%
HK$90,743
baseline
▲ 0.50% · 4.625%
HK$95,526
+HK$4,783/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,486/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,036 · Scale 2, in force from 26 Feb 2026)