LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,993
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,331
−HK$1,358/mo
Today · 4.125%
HK$45,689
baseline
▲ 0.50% · 4.625%
HK$48,469
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,378/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,830
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,112
−HK$1,302/mo
Today · 4.125%
HK$50,414
baseline
▲ 0.50% · 4.625%
HK$53,071
+HK$2,657/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,828/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,592
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,197
−HK$1,630/mo
Today · 4.125%
HK$54,827
baseline
▲ 0.50% · 4.625%
HK$58,163
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,654/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,396
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$58,935
−HK$1,561/mo
Today · 4.125%
HK$60,496
baseline
▲ 0.50% · 4.625%
HK$63,685
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,992/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,191
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,063
−HK$1,902/mo
Today · 4.125%
HK$63,965
baseline
▲ 0.50% · 4.625%
HK$67,857
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,930/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,961
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,757
−HK$1,822/mo
Today · 4.125%
HK$70,579
baseline
▲ 0.50% · 4.625%
HK$74,300
+HK$3,721/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,158/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,388
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,795
−HK$2,446/mo
Today · 4.125%
HK$82,241
baseline
▲ 0.50% · 4.625%
HK$87,245
+HK$5,004/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,482/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,093
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,402
−HK$2,343/mo
Today · 4.125%
HK$90,745
baseline
▲ 0.50% · 4.625%
HK$95,528
+HK$4,783/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,490/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,048 · Scale 2, in force from 26 Feb 2026)