LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,995
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,332
−HK$1,359/mo
Today · 4.125%
HK$45,691
baseline
▲ 0.50% · 4.625%
HK$48,471
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,382/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,831
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,114
−HK$1,301/mo
Today · 4.125%
HK$50,415
baseline
▲ 0.50% · 4.625%
HK$53,073
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,830/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,594
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,199
−HK$1,630/mo
Today · 4.125%
HK$54,829
baseline
▲ 0.50% · 4.625%
HK$58,165
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,658/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,397
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,937
−HK$1,561/mo
Today · 4.125%
HK$60,498
baseline
▲ 0.50% · 4.625%
HK$63,687
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$120,996/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,193
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,065
−HK$1,902/mo
Today · 4.125%
HK$63,967
baseline
▲ 0.50% · 4.625%
HK$67,859
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,934/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,964
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,760
−HK$1,822/mo
Today · 4.125%
HK$70,582
baseline
▲ 0.50% · 4.625%
HK$74,302
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,164/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,391
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,798
−HK$2,446/mo
Today · 4.125%
HK$82,244
baseline
▲ 0.50% · 4.625%
HK$87,248
+HK$5,004/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,488/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,096
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,405
−HK$2,343/mo
Today · 4.125%
HK$90,748
baseline
▲ 0.50% · 4.625%
HK$95,531
+HK$4,783/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,496/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,071 · Scale 2, in force from 26 Feb 2026)