LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,996
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,333
−HK$1,359/mo
Today · 4.125%
HK$45,692
baseline
▲ 0.50% · 4.625%
HK$48,473
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,384/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,833
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,116
−HK$1,301/mo
Today · 4.125%
HK$50,417
baseline
▲ 0.50% · 4.625%
HK$53,074
+HK$2,657/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,834/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,595
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,200
−HK$1,631/mo
Today · 4.125%
HK$54,831
baseline
▲ 0.50% · 4.625%
HK$58,167
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,662/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,399
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,939
−HK$1,561/mo
Today · 4.125%
HK$60,500
baseline
▲ 0.50% · 4.625%
HK$63,689
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$121,000/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,194
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,067
−HK$1,902/mo
Today · 4.125%
HK$63,969
baseline
▲ 0.50% · 4.625%
HK$67,862
+HK$3,893/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,938/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,966
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,762
−HK$1,822/mo
Today · 4.125%
HK$70,584
baseline
▲ 0.50% · 4.625%
HK$74,304
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,168/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,393
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,800
−HK$2,446/mo
Today · 4.125%
HK$82,246
baseline
▲ 0.50% · 4.625%
HK$87,251
+HK$5,005/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,492/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,099
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,408
−HK$2,343/mo
Today · 4.125%
HK$90,751
baseline
▲ 0.50% · 4.625%
HK$95,534
+HK$4,783/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,502/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,093 · Scale 2, in force from 26 Feb 2026)