LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,999
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,358/mo
Today · 4.125%
HK$45,695
baseline
▲ 0.50% · 4.625%
HK$48,476
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,390/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,836
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,119
−HK$1,301/mo
Today · 4.125%
HK$50,420
baseline
▲ 0.50% · 4.625%
HK$53,078
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,840/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,599
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,204
−HK$1,631/mo
Today · 4.125%
HK$54,835
baseline
▲ 0.50% · 4.625%
HK$58,171
+HK$3,336/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,670/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,403
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,943
−HK$1,562/mo
Today · 4.125%
HK$60,505
baseline
▲ 0.50% · 4.625%
HK$63,694
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$121,010/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,199
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,071
−HK$1,903/mo
Today · 4.125%
HK$63,974
baseline
▲ 0.50% · 4.625%
HK$67,866
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,948/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,970
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,767
−HK$1,822/mo
Today · 4.125%
HK$70,589
baseline
▲ 0.50% · 4.625%
HK$74,309
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,178/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,398
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,806
−HK$2,446/mo
Today · 4.125%
HK$82,252
baseline
▲ 0.50% · 4.625%
HK$87,257
+HK$5,005/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,504/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,105
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,414
−HK$2,343/mo
Today · 4.125%
HK$90,757
baseline
▲ 0.50% · 4.625%
HK$95,541
+HK$4,784/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,514/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,142 · Scale 2, in force from 26 Feb 2026)