LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,000
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,359/mo
Today · 4.125%
HK$45,696
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,392/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,837
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,120
−HK$1,301/mo
Today · 4.125%
HK$50,421
baseline
▲ 0.50% · 4.625%
HK$53,079
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,842/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,600
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$53,205
−HK$1,630/mo
Today · 4.125%
HK$54,835
baseline
▲ 0.50% · 4.625%
HK$58,172
+HK$3,337/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,670/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,404
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,943
−HK$1,562/mo
Today · 4.125%
HK$60,505
baseline
▲ 0.50% · 4.625%
HK$63,695
+HK$3,190/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$121,010/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,199
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,072
−HK$1,902/mo
Today · 4.125%
HK$63,974
baseline
▲ 0.50% · 4.625%
HK$67,867
+HK$3,893/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,948/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,971
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,767
−HK$1,823/mo
Today · 4.125%
HK$70,590
baseline
▲ 0.50% · 4.625%
HK$74,310
+HK$3,720/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,180/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,399
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,807
−HK$2,446/mo
Today · 4.125%
HK$82,253
baseline
▲ 0.50% · 4.625%
HK$87,258
+HK$5,005/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,506/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,106
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,415
−HK$2,343/mo
Today · 4.125%
HK$90,758
baseline
▲ 0.50% · 4.625%
HK$95,542
+HK$4,784/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,516/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,151 · Scale 2, in force from 26 Feb 2026)