LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,000
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,338
−HK$1,359/mo
Today · 4.125%
HK$45,697
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,394/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,837
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,120
−HK$1,302/mo
Today · 4.125%
HK$50,422
baseline
▲ 0.50% · 4.625%
HK$53,080
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,844/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,600
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,205
−HK$1,631/mo
Today · 4.125%
HK$54,836
baseline
▲ 0.50% · 4.625%
HK$58,173
+HK$3,337/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$109,672/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,405
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$58,945
−HK$1,561/mo
Today · 4.125%
HK$60,506
baseline
▲ 0.50% · 4.625%
HK$63,696
+HK$3,190/mo
Deposit HK$7.54M · loan HK$11.31M · min. income ≈ HK$121,012/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,200
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,073
−HK$1,903/mo
Today · 4.125%
HK$63,976
baseline
▲ 0.50% · 4.625%
HK$67,868
+HK$3,892/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,952/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,972
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,769
−HK$1,822/mo
Today · 4.125%
HK$70,591
baseline
▲ 0.50% · 4.625%
HK$74,312
+HK$3,721/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,182/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,401
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,808
−HK$2,446/mo
Today · 4.125%
HK$82,254
baseline
▲ 0.50% · 4.625%
HK$87,259
+HK$5,005/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,508/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,107
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,417
−HK$2,343/mo
Today · 4.125%
HK$90,760
baseline
▲ 0.50% · 4.625%
HK$95,544
+HK$4,784/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,520/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,164 · Scale 2, in force from 26 Feb 2026)