LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,003
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,340
−HK$1,360/mo
Today · 4.125%
HK$45,700
baseline
▲ 0.50% · 4.625%
HK$48,480
+HK$2,780/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,400/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,840
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,123
−HK$1,302/mo
Today · 4.125%
HK$50,425
baseline
▲ 0.50% · 4.625%
HK$53,083
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,850/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,603
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,209
−HK$1,630/mo
Today · 4.125%
HK$54,839
baseline
▲ 0.50% · 4.625%
HK$58,176
+HK$3,337/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$109,678/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,408
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,948
−HK$1,562/mo
Today · 4.125%
HK$60,510
baseline
▲ 0.50% · 4.625%
HK$63,699
+HK$3,189/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$121,020/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,204
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,077
−HK$1,902/mo
Today · 4.125%
HK$63,979
baseline
▲ 0.50% · 4.625%
HK$67,872
+HK$3,893/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,958/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,976
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,773
−HK$1,822/mo
Today · 4.125%
HK$70,595
baseline
▲ 0.50% · 4.625%
HK$74,316
+HK$3,721/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,190/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,405
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,813
−HK$2,446/mo
Today · 4.125%
HK$82,259
baseline
▲ 0.50% · 4.625%
HK$87,264
+HK$5,005/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,518/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,112
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,422
−HK$2,343/mo
Today · 4.125%
HK$90,765
baseline
▲ 0.50% · 4.625%
HK$95,549
+HK$4,784/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,530/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,205 · Scale 2, in force from 26 Feb 2026)