LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,006
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,344
−HK$1,359/mo
Today · 4.125%
HK$45,703
baseline
▲ 0.50% · 4.625%
HK$48,484
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,406/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,844
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,127
−HK$1,302/mo
Today · 4.125%
HK$50,429
baseline
▲ 0.50% · 4.625%
HK$53,087
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,858/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,607
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,212
−HK$1,631/mo
Today · 4.125%
HK$54,843
baseline
▲ 0.50% · 4.625%
HK$58,180
+HK$3,337/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$109,686/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,412
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,952
−HK$1,562/mo
Today · 4.125%
HK$60,514
baseline
▲ 0.50% · 4.625%
HK$63,704
+HK$3,190/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$121,028/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,208
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,081
−HK$1,903/mo
Today · 4.125%
HK$63,984
baseline
▲ 0.50% · 4.625%
HK$67,877
+HK$3,893/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,968/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,981
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,778
−HK$1,822/mo
Today · 4.125%
HK$70,600
baseline
▲ 0.50% · 4.625%
HK$74,321
+HK$3,721/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,200/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,411
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,819
−HK$2,446/mo
Today · 4.125%
HK$82,265
baseline
▲ 0.50% · 4.625%
HK$87,271
+HK$5,006/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,530/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,119
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,428
−HK$2,343/mo
Today · 4.125%
HK$90,771
baseline
▲ 0.50% · 4.625%
HK$95,556
+HK$4,785/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,542/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,255 · Scale 2, in force from 26 Feb 2026)