LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,008
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,346
−HK$1,359/mo
Today · 4.125%
HK$45,705
baseline
▲ 0.50% · 4.625%
HK$48,486
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,410/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,846
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,129
−HK$1,302/mo
Today · 4.125%
HK$50,431
baseline
▲ 0.50% · 4.625%
HK$53,089
+HK$2,658/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,862/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,610
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,215
−HK$1,631/mo
Today · 4.125%
HK$54,846
baseline
▲ 0.50% · 4.625%
HK$58,183
+HK$3,337/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$109,692/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,415
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,955
−HK$1,562/mo
Today · 4.125%
HK$60,517
baseline
▲ 0.50% · 4.625%
HK$63,707
+HK$3,190/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$121,034/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,211
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,084
−HK$1,903/mo
Today · 4.125%
HK$63,987
baseline
▲ 0.50% · 4.625%
HK$67,881
+HK$3,894/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,974/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,985
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,781
−HK$1,823/mo
Today · 4.125%
HK$70,604
baseline
▲ 0.50% · 4.625%
HK$74,325
+HK$3,721/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,208/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,415
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,823
−HK$2,446/mo
Today · 4.125%
HK$82,269
baseline
▲ 0.50% · 4.625%
HK$87,275
+HK$5,006/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$164,538/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,123
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,433
−HK$2,343/mo
Today · 4.125%
HK$90,776
baseline
▲ 0.50% · 4.625%
HK$95,561
+HK$4,785/mo
Deposit HK$1.89M · loan HK$16.97M · min. income ≈ HK$181,552/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,292 · Scale 2, in force from 26 Feb 2026)