LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,010
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,359/mo
Today · 4.125%
HK$45,707
baseline
▲ 0.50% · 4.625%
HK$48,488
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,414/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,131
−HK$1,302/mo
Today · 4.125%
HK$50,433
baseline
▲ 0.50% · 4.625%
HK$53,092
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,866/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,612
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,217
−HK$1,631/mo
Today · 4.125%
HK$54,848
baseline
▲ 0.50% · 4.625%
HK$58,186
+HK$3,338/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$109,696/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,418
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,958
−HK$1,562/mo
Today · 4.125%
HK$60,520
baseline
▲ 0.50% · 4.625%
HK$63,710
+HK$3,190/mo
Deposit HK$7.54M · loan HK$11.32M · min. income ≈ HK$121,040/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,214
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,903/mo
Today · 4.125%
HK$63,990
baseline
▲ 0.50% · 4.625%
HK$67,883
+HK$3,893/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,980/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,987
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,784
−HK$1,822/mo
Today · 4.125%
HK$70,606
baseline
▲ 0.50% · 4.625%
HK$74,328
+HK$3,722/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,212/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,418
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,826
−HK$2,447/mo
Today · 4.125%
HK$82,273
baseline
▲ 0.50% · 4.625%
HK$87,279
+HK$5,006/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,546/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,127
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,436
−HK$2,344/mo
Today · 4.125%
HK$90,780
baseline
▲ 0.50% · 4.625%
HK$95,565
+HK$4,785/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,560/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,321 · Scale 2, in force from 26 Feb 2026)