LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,011
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,349
−HK$1,360/mo
Today · 4.125%
HK$45,709
baseline
▲ 0.50% · 4.625%
HK$48,490
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,418/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,850
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,133
−HK$1,302/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,094
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,614
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$53,219
−HK$1,631/mo
Today · 4.125%
HK$54,850
baseline
▲ 0.50% · 4.625%
HK$58,188
+HK$3,338/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,700/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,420
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$58,960
−HK$1,562/mo
Today · 4.125%
HK$60,522
baseline
▲ 0.50% · 4.625%
HK$63,712
+HK$3,190/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,044/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,216
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,089
−HK$1,903/mo
Today · 4.125%
HK$63,992
baseline
▲ 0.50% · 4.625%
HK$67,886
+HK$3,894/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,984/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,990
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,786
−HK$1,823/mo
Today · 4.125%
HK$70,609
baseline
▲ 0.50% · 4.625%
HK$74,331
+HK$3,722/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,218/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,421
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,829
−HK$2,447/mo
Today · 4.125%
HK$82,276
baseline
▲ 0.50% · 4.625%
HK$87,282
+HK$5,006/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,552/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,130
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,440
−HK$2,343/mo
Today · 4.125%
HK$90,783
baseline
▲ 0.50% · 4.625%
HK$95,568
+HK$4,785/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,566/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,347 · Scale 2, in force from 26 Feb 2026)