LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,012
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,350
−HK$1,359/mo
Today · 4.125%
HK$45,709
baseline
▲ 0.50% · 4.625%
HK$48,490
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,418/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,850
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,134
−HK$1,301/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,094
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,614
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,220
−HK$1,631/mo
Today · 4.125%
HK$54,851
baseline
▲ 0.50% · 4.625%
HK$58,188
+HK$3,337/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,702/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,420
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,960
−HK$1,563/mo
Today · 4.125%
HK$60,523
baseline
▲ 0.50% · 4.625%
HK$63,713
+HK$3,190/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,046/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,217
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,090
−HK$1,903/mo
Today · 4.125%
HK$63,993
baseline
▲ 0.50% · 4.625%
HK$67,886
+HK$3,893/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,986/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,990
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,787
−HK$1,823/mo
Today · 4.125%
HK$70,610
baseline
▲ 0.50% · 4.625%
HK$74,332
+HK$3,722/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,220/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,421
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,830
−HK$2,446/mo
Today · 4.125%
HK$82,276
baseline
▲ 0.50% · 4.625%
HK$87,283
+HK$5,007/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,552/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,130
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,440
−HK$2,344/mo
Today · 4.125%
HK$90,784
baseline
▲ 0.50% · 4.625%
HK$95,569
+HK$4,785/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,568/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,352 · Scale 2, in force from 26 Feb 2026)