LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,013
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,351
−HK$1,360/mo
Today · 4.125%
HK$45,711
baseline
▲ 0.50% · 4.625%
HK$48,492
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,422/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,852
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,135
−HK$1,302/mo
Today · 4.125%
HK$50,437
baseline
▲ 0.50% · 4.625%
HK$53,096
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,874/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,616
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,221
−HK$1,632/mo
Today · 4.125%
HK$54,853
baseline
▲ 0.50% · 4.625%
HK$58,190
+HK$3,337/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,706/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,422
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,962
−HK$1,563/mo
Today · 4.125%
HK$60,525
baseline
▲ 0.50% · 4.625%
HK$63,715
+HK$3,190/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,050/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,219
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,092
−HK$1,903/mo
Today · 4.125%
HK$63,995
baseline
▲ 0.50% · 4.625%
HK$67,889
+HK$3,894/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$127,990/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,993
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,789
−HK$1,823/mo
Today · 4.125%
HK$70,612
baseline
▲ 0.50% · 4.625%
HK$74,334
+HK$3,722/mo
Deposit HK$5.66M · loan HK$13.20M · min. income ≈ HK$141,224/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,424
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,832
−HK$2,447/mo
Today · 4.125%
HK$82,279
baseline
▲ 0.50% · 4.625%
HK$87,286
+HK$5,007/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,558/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,133
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,443
−HK$2,344/mo
Today · 4.125%
HK$90,787
baseline
▲ 0.50% · 4.625%
HK$95,572
+HK$4,785/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,574/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,376 · Scale 2, in force from 26 Feb 2026)