LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,018
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,356
−HK$1,359/mo
Today · 4.125%
HK$45,715
baseline
▲ 0.50% · 4.625%
HK$48,497
+HK$2,782/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,430/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,857
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,140
−HK$1,302/mo
Today · 4.125%
HK$50,442
baseline
▲ 0.50% · 4.625%
HK$53,101
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,884/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,621
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,227
−HK$1,631/mo
Today · 4.125%
HK$54,858
baseline
▲ 0.50% · 4.625%
HK$58,196
+HK$3,338/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,716/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,428
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,968
−HK$1,563/mo
Today · 4.125%
HK$60,531
baseline
▲ 0.50% · 4.625%
HK$63,721
+HK$3,190/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,062/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,225
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,098
−HK$1,903/mo
Today · 4.125%
HK$64,001
baseline
▲ 0.50% · 4.625%
HK$67,896
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,002/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,999
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,796
−HK$1,823/mo
Today · 4.125%
HK$70,619
baseline
▲ 0.50% · 4.625%
HK$74,342
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,238/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,432
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,840
−HK$2,448/mo
Today · 4.125%
HK$82,288
baseline
▲ 0.50% · 4.625%
HK$87,295
+HK$5,007/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,576/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,142
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,452
−HK$2,344/mo
Today · 4.125%
HK$90,796
baseline
▲ 0.50% · 4.625%
HK$95,582
+HK$4,786/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,592/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,449 · Scale 2, in force from 26 Feb 2026)