LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,018
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,357
−HK$1,359/mo
Today · 4.125%
HK$45,716
baseline
▲ 0.50% · 4.625%
HK$48,498
+HK$2,782/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,432/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,858
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,141
−HK$1,302/mo
Today · 4.125%
HK$50,443
baseline
▲ 0.50% · 4.625%
HK$53,102
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,886/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,622
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,228
−HK$1,631/mo
Today · 4.125%
HK$54,859
baseline
▲ 0.50% · 4.625%
HK$58,197
+HK$3,338/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,718/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,429
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,969
−HK$1,563/mo
Today · 4.125%
HK$60,532
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,064/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,226
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,099
−HK$1,903/mo
Today · 4.125%
HK$64,002
baseline
▲ 0.50% · 4.625%
HK$67,897
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,004/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,001
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,798
−HK$1,822/mo
Today · 4.125%
HK$70,620
baseline
▲ 0.50% · 4.625%
HK$74,343
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,240/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,433
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,842
−HK$2,447/mo
Today · 4.125%
HK$82,289
baseline
▲ 0.50% · 4.625%
HK$87,296
+HK$5,007/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,578/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,144
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,454
−HK$2,344/mo
Today · 4.125%
HK$90,798
baseline
▲ 0.50% · 4.625%
HK$95,584
+HK$4,786/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,596/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,461 · Scale 2, in force from 26 Feb 2026)