LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,019
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,358
−HK$1,359/mo
Today · 4.125%
HK$45,717
baseline
▲ 0.50% · 4.625%
HK$48,499
+HK$2,782/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,434/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,859
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,142
−HK$1,302/mo
Today · 4.125%
HK$50,444
baseline
▲ 0.50% · 4.625%
HK$53,103
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,888/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,623
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,229
−HK$1,632/mo
Today · 4.125%
HK$54,861
baseline
▲ 0.50% · 4.625%
HK$58,199
+HK$3,338/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,722/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,971
−HK$1,562/mo
Today · 4.125%
HK$60,533
baseline
▲ 0.50% · 4.625%
HK$63,724
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,066/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,227
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,101
−HK$1,903/mo
Today · 4.125%
HK$64,004
baseline
▲ 0.50% · 4.625%
HK$67,899
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,008/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,002
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,799
−HK$1,823/mo
Today · 4.125%
HK$70,622
baseline
▲ 0.50% · 4.625%
HK$74,345
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,244/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,435
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,844
−HK$2,447/mo
Today · 4.125%
HK$82,291
baseline
▲ 0.50% · 4.625%
HK$87,298
+HK$5,007/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,582/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,146
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,456
−HK$2,344/mo
Today · 4.125%
HK$90,800
baseline
▲ 0.50% · 4.625%
HK$95,586
+HK$4,786/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,600/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,478 · Scale 2, in force from 26 Feb 2026)