LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,021
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,359
−HK$1,360/mo
Today · 4.125%
HK$45,719
baseline
▲ 0.50% · 4.625%
HK$48,500
+HK$2,781/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,438/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,860
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,144
−HK$1,302/mo
Today · 4.125%
HK$50,446
baseline
▲ 0.50% · 4.625%
HK$53,105
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,892/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,625
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,231
−HK$1,631/mo
Today · 4.125%
HK$54,862
baseline
▲ 0.50% · 4.625%
HK$58,201
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,724/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,432
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,973
−HK$1,562/mo
Today · 4.125%
HK$60,535
baseline
▲ 0.50% · 4.625%
HK$63,726
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,070/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,229
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,103
−HK$1,903/mo
Today · 4.125%
HK$64,006
baseline
▲ 0.50% · 4.625%
HK$67,901
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,012/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,004
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,801
−HK$1,823/mo
Today · 4.125%
HK$70,624
baseline
▲ 0.50% · 4.625%
HK$74,347
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,248/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,437
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,846
−HK$2,447/mo
Today · 4.125%
HK$82,293
baseline
▲ 0.50% · 4.625%
HK$87,301
+HK$5,008/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,586/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,148
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,459
−HK$2,344/mo
Today · 4.125%
HK$90,803
baseline
▲ 0.50% · 4.625%
HK$95,589
+HK$4,786/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,606/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,500 · Scale 2, in force from 26 Feb 2026)