LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,022
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,360
−HK$1,359/mo
Today · 4.125%
HK$45,719
baseline
▲ 0.50% · 4.625%
HK$48,501
+HK$2,782/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,438/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,861
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,145
−HK$1,302/mo
Today · 4.125%
HK$50,447
baseline
▲ 0.50% · 4.625%
HK$53,106
+HK$2,659/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,894/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,626
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,232
−HK$1,631/mo
Today · 4.125%
HK$54,863
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,726/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,433
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,974
−HK$1,562/mo
Today · 4.125%
HK$60,536
baseline
▲ 0.50% · 4.625%
HK$63,727
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,072/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,230
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,104
−HK$1,903/mo
Today · 4.125%
HK$64,007
baseline
▲ 0.50% · 4.625%
HK$67,902
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,014/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,005
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,803
−HK$1,823/mo
Today · 4.125%
HK$70,626
baseline
▲ 0.50% · 4.625%
HK$74,348
+HK$3,722/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,252/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,439
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,848
−HK$2,447/mo
Today · 4.125%
HK$82,295
baseline
▲ 0.50% · 4.625%
HK$87,302
+HK$5,007/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,590/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,150
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,460
−HK$2,344/mo
Today · 4.125%
HK$90,804
baseline
▲ 0.50% · 4.625%
HK$95,591
+HK$4,787/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,608/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,512 · Scale 2, in force from 26 Feb 2026)