LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,025
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,363
−HK$1,360/mo
Today · 4.125%
HK$45,723
baseline
▲ 0.50% · 4.625%
HK$48,505
+HK$2,782/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,446/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,864
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,148
−HK$1,302/mo
Today · 4.125%
HK$50,450
baseline
▲ 0.50% · 4.625%
HK$53,110
+HK$2,660/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,900/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,630
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,236
−HK$1,631/mo
Today · 4.125%
HK$54,867
baseline
▲ 0.50% · 4.625%
HK$58,206
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,734/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,437
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,978
−HK$1,563/mo
Today · 4.125%
HK$60,541
baseline
▲ 0.50% · 4.625%
HK$63,732
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,082/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,234
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,108
−HK$1,904/mo
Today · 4.125%
HK$64,012
baseline
▲ 0.50% · 4.625%
HK$67,907
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,024/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,010
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,807
−HK$1,824/mo
Today · 4.125%
HK$70,631
baseline
▲ 0.50% · 4.625%
HK$74,354
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,262/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,444
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,853
−HK$2,448/mo
Today · 4.125%
HK$82,301
baseline
▲ 0.50% · 4.625%
HK$87,309
+HK$5,008/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,602/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,156
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,467
−HK$2,344/mo
Today · 4.125%
HK$90,811
baseline
▲ 0.50% · 4.625%
HK$95,598
+HK$4,787/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,622/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,563 · Scale 2, in force from 26 Feb 2026)