LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,027
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,366
−HK$1,359/mo
Today · 4.125%
HK$45,725
baseline
▲ 0.50% · 4.625%
HK$48,508
+HK$2,783/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$91,450/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,867
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,151
−HK$1,302/mo
Today · 4.125%
HK$50,453
baseline
▲ 0.50% · 4.625%
HK$53,113
+HK$2,660/mo
Deposit HK$9.43M · loan HK$9.43M · min. income ≈ HK$100,906/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,633
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,239
−HK$1,631/mo
Today · 4.125%
HK$54,870
baseline
▲ 0.50% · 4.625%
HK$58,209
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,740/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,441
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,981
−HK$1,563/mo
Today · 4.125%
HK$60,544
baseline
▲ 0.50% · 4.625%
HK$63,735
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,088/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,238
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,112
−HK$1,904/mo
Today · 4.125%
HK$64,016
baseline
▲ 0.50% · 4.625%
HK$67,911
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,032/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,014
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,812
−HK$1,823/mo
Today · 4.125%
HK$70,635
baseline
▲ 0.50% · 4.625%
HK$74,358
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,270/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,449
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,858
−HK$2,448/mo
Today · 4.125%
HK$82,306
baseline
▲ 0.50% · 4.625%
HK$87,314
+HK$5,008/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,612/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,161
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,472
−HK$2,344/mo
Today · 4.125%
HK$90,816
baseline
▲ 0.50% · 4.625%
HK$95,603
+HK$4,787/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,632/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,605 · Scale 2, in force from 26 Feb 2026)