LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,030
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,368
−HK$1,360/mo
Today · 4.125%
HK$45,728
baseline
▲ 0.50% · 4.625%
HK$48,511
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,456/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,870
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,154
−HK$1,302/mo
Today · 4.125%
HK$50,456
baseline
▲ 0.50% · 4.625%
HK$53,116
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,912/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,636
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,242
−HK$1,632/mo
Today · 4.125%
HK$54,874
baseline
▲ 0.50% · 4.625%
HK$58,213
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,748/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,444
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,985
−HK$1,563/mo
Today · 4.125%
HK$60,548
baseline
▲ 0.50% · 4.625%
HK$63,739
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,096/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,242
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,116
−HK$1,903/mo
Today · 4.125%
HK$64,019
baseline
▲ 0.50% · 4.625%
HK$67,915
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,038/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,018
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,816
−HK$1,823/mo
Today · 4.125%
HK$70,639
baseline
▲ 0.50% · 4.625%
HK$74,362
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,278/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,454
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,863
−HK$2,448/mo
Today · 4.125%
HK$82,311
baseline
▲ 0.50% · 4.625%
HK$87,319
+HK$5,008/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,622/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,166
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,477
−HK$2,345/mo
Today · 4.125%
HK$90,822
baseline
▲ 0.50% · 4.625%
HK$95,609
+HK$4,787/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,644/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,647 · Scale 2, in force from 26 Feb 2026)