LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,031
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,369
−HK$1,360/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,511
+HK$2,782/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,871
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,155
−HK$1,302/mo
Today · 4.125%
HK$50,457
baseline
▲ 0.50% · 4.625%
HK$53,117
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,914/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,637
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,243
−HK$1,632/mo
Today · 4.125%
HK$54,875
baseline
▲ 0.50% · 4.625%
HK$58,214
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,750/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,445
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,986
−HK$1,563/mo
Today · 4.125%
HK$60,549
baseline
▲ 0.50% · 4.625%
HK$63,740
+HK$3,191/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,098/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,243
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,117
−HK$1,904/mo
Today · 4.125%
HK$64,021
baseline
▲ 0.50% · 4.625%
HK$67,916
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,042/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,019
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,817
−HK$1,823/mo
Today · 4.125%
HK$70,640
baseline
▲ 0.50% · 4.625%
HK$74,364
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,280/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,455
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,864
−HK$2,448/mo
Today · 4.125%
HK$82,312
baseline
▲ 0.50% · 4.625%
HK$87,321
+HK$5,009/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,624/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,168
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,479
−HK$2,344/mo
Today · 4.125%
HK$90,823
baseline
▲ 0.50% · 4.625%
HK$95,611
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,646/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,660 · Scale 2, in force from 26 Feb 2026)