LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,031
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,369
−HK$1,360/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,512
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,872
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,155
−HK$1,303/mo
Today · 4.125%
HK$50,458
baseline
▲ 0.50% · 4.625%
HK$53,118
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,916/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,637
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,243
−HK$1,632/mo
Today · 4.125%
HK$54,875
baseline
▲ 0.50% · 4.625%
HK$58,214
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,750/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,446
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,987
−HK$1,562/mo
Today · 4.125%
HK$60,549
baseline
▲ 0.50% · 4.625%
HK$63,741
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,098/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,243
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,117
−HK$1,904/mo
Today · 4.125%
HK$64,021
baseline
▲ 0.50% · 4.625%
HK$67,917
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,042/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,020
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,818
−HK$1,823/mo
Today · 4.125%
HK$70,641
baseline
▲ 0.50% · 4.625%
HK$74,365
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,282/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,456
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,865
−HK$2,448/mo
Today · 4.125%
HK$82,313
baseline
▲ 0.50% · 4.625%
HK$87,321
+HK$5,008/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,626/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,169
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,480
−HK$2,344/mo
Today · 4.125%
HK$90,824
baseline
▲ 0.50% · 4.625%
HK$95,612
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,648/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,667 · Scale 2, in force from 26 Feb 2026)