LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,032
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,371
−HK$1,359/mo
Today · 4.125%
HK$45,730
baseline
▲ 0.50% · 4.625%
HK$48,513
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,460/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,873
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,157
−HK$1,302/mo
Today · 4.125%
HK$50,459
baseline
▲ 0.50% · 4.625%
HK$53,119
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,918/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,638
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,245
−HK$1,632/mo
Today · 4.125%
HK$54,877
baseline
▲ 0.50% · 4.625%
HK$58,216
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,754/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,447
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,988
−HK$1,563/mo
Today · 4.125%
HK$60,551
baseline
▲ 0.50% · 4.625%
HK$63,743
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,102/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,245
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,119
−HK$1,904/mo
Today · 4.125%
HK$64,023
baseline
▲ 0.50% · 4.625%
HK$67,918
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,046/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,022
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,819
−HK$1,824/mo
Today · 4.125%
HK$70,643
baseline
▲ 0.50% · 4.625%
HK$74,366
+HK$3,723/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,286/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,458
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,867
−HK$2,448/mo
Today · 4.125%
HK$82,315
baseline
▲ 0.50% · 4.625%
HK$87,324
+HK$5,009/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,630/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,171
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,482
−HK$2,344/mo
Today · 4.125%
HK$90,826
baseline
▲ 0.50% · 4.625%
HK$95,614
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,652/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,684 · Scale 2, in force from 26 Feb 2026)