LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,032
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,371
−HK$1,360/mo
Today · 4.125%
HK$45,731
baseline
▲ 0.50% · 4.625%
HK$48,513
+HK$2,782/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,462/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,873
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,157
−HK$1,302/mo
Today · 4.125%
HK$50,459
baseline
▲ 0.50% · 4.625%
HK$53,119
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,918/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,639
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,245
−HK$1,632/mo
Today · 4.125%
HK$54,877
baseline
▲ 0.50% · 4.625%
HK$58,216
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,754/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,447
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,988
−HK$1,563/mo
Today · 4.125%
HK$60,551
baseline
▲ 0.50% · 4.625%
HK$63,743
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,102/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,245
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,119
−HK$1,904/mo
Today · 4.125%
HK$64,023
baseline
▲ 0.50% · 4.625%
HK$67,919
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,046/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,022
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,820
−HK$1,823/mo
Today · 4.125%
HK$70,643
baseline
▲ 0.50% · 4.625%
HK$74,367
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,286/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,458
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,867
−HK$2,448/mo
Today · 4.125%
HK$82,315
baseline
▲ 0.50% · 4.625%
HK$87,324
+HK$5,009/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$164,630/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,171
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,482
−HK$2,345/mo
Today · 4.125%
HK$90,827
baseline
▲ 0.50% · 4.625%
HK$95,614
+HK$4,787/mo
Deposit HK$1.89M · loan HK$16.98M · min. income ≈ HK$181,654/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,688 · Scale 2, in force from 26 Feb 2026)