LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,034
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,360/mo
Today · 4.125%
HK$45,733
baseline
▲ 0.50% · 4.625%
HK$48,515
+HK$2,782/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,466/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,875
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,159
−HK$1,302/mo
Today · 4.125%
HK$50,461
baseline
▲ 0.50% · 4.625%
HK$53,121
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,922/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,641
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,247
−HK$1,632/mo
Today · 4.125%
HK$54,879
baseline
▲ 0.50% · 4.625%
HK$58,218
+HK$3,339/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,758/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,450
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,991
−HK$1,563/mo
Today · 4.125%
HK$60,554
baseline
▲ 0.50% · 4.625%
HK$63,746
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,108/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,248
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,122
−HK$1,904/mo
Today · 4.125%
HK$64,026
baseline
▲ 0.50% · 4.625%
HK$67,921
+HK$3,895/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,052/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,025
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,822
−HK$1,824/mo
Today · 4.125%
HK$70,646
baseline
▲ 0.50% · 4.625%
HK$74,370
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,292/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,461
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,871
−HK$2,448/mo
Today · 4.125%
HK$82,319
baseline
▲ 0.50% · 4.625%
HK$87,328
+HK$5,009/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,638/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,175
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,486
−HK$2,344/mo
Today · 4.125%
HK$90,830
baseline
▲ 0.50% · 4.625%
HK$95,618
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,660/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$707,716 · Scale 2, in force from 26 Feb 2026)