LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,037
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,375
−HK$1,360/mo
Today · 4.125%
HK$45,735
baseline
▲ 0.50% · 4.625%
HK$48,518
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,470/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,878
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,162
−HK$1,302/mo
Today · 4.125%
HK$50,464
baseline
▲ 0.50% · 4.625%
HK$53,124
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,928/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,644
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,632/mo
Today · 4.125%
HK$54,882
baseline
▲ 0.50% · 4.625%
HK$58,222
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,764/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,453
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,994
−HK$1,563/mo
Today · 4.125%
HK$60,557
baseline
▲ 0.50% · 4.625%
HK$63,749
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,114/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,251
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,125
−HK$1,904/mo
Today · 4.125%
HK$64,029
baseline
▲ 0.50% · 4.625%
HK$67,925
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,058/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,029
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,826
−HK$1,824/mo
Today · 4.125%
HK$70,650
baseline
▲ 0.50% · 4.625%
HK$74,374
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,300/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,466
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,875
−HK$2,448/mo
Today · 4.125%
HK$82,323
baseline
▲ 0.50% · 4.625%
HK$87,333
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,646/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,180
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,491
−HK$2,345/mo
Today · 4.125%
HK$90,836
baseline
▲ 0.50% · 4.625%
HK$95,624
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,672/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,758 · Scale 2, in force from 26 Feb 2026)