LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,037
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,376
−HK$1,360/mo
Today · 4.125%
HK$45,736
baseline
▲ 0.50% · 4.625%
HK$48,519
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,472/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,878
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,162
−HK$1,303/mo
Today · 4.125%
HK$50,465
baseline
▲ 0.50% · 4.625%
HK$53,125
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,930/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,644
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,251
−HK$1,632/mo
Today · 4.125%
HK$54,883
baseline
▲ 0.50% · 4.625%
HK$58,223
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,766/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,454
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,995
−HK$1,563/mo
Today · 4.125%
HK$60,558
baseline
▲ 0.50% · 4.625%
HK$63,750
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,116/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,252
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,126
−HK$1,904/mo
Today · 4.125%
HK$64,030
baseline
▲ 0.50% · 4.625%
HK$67,926
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,060/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,030
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,827
−HK$1,824/mo
Today · 4.125%
HK$70,651
baseline
▲ 0.50% · 4.625%
HK$74,375
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,302/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,467
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,876
−HK$2,449/mo
Today · 4.125%
HK$82,325
baseline
▲ 0.50% · 4.625%
HK$87,334
+HK$5,009/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,650/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,181
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,492
−HK$2,345/mo
Today · 4.125%
HK$90,837
baseline
▲ 0.50% · 4.625%
HK$95,625
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,674/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,767 · Scale 2, in force from 26 Feb 2026)