LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,038
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,377
−HK$1,360/mo
Today · 4.125%
HK$45,737
baseline
▲ 0.50% · 4.625%
HK$48,520
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,474/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,879
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,163
−HK$1,303/mo
Today · 4.125%
HK$50,466
baseline
▲ 0.50% · 4.625%
HK$53,126
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,932/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,645
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,252
−HK$1,632/mo
Today · 4.125%
HK$54,884
baseline
▲ 0.50% · 4.625%
HK$58,224
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$109,768/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,455
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,996
−HK$1,563/mo
Today · 4.125%
HK$60,559
baseline
▲ 0.50% · 4.625%
HK$63,751
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.32M · min. income ≈ HK$121,118/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,253
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,127
−HK$1,904/mo
Today · 4.125%
HK$64,031
baseline
▲ 0.50% · 4.625%
HK$67,928
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,062/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,031
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,829
−HK$1,823/mo
Today · 4.125%
HK$70,652
baseline
▲ 0.50% · 4.625%
HK$74,377
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,304/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,468
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,878
−HK$2,448/mo
Today · 4.125%
HK$82,326
baseline
▲ 0.50% · 4.625%
HK$87,336
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,652/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,183
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,494
−HK$2,345/mo
Today · 4.125%
HK$90,839
baseline
▲ 0.50% · 4.625%
HK$95,627
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,678/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,781 · Scale 2, in force from 26 Feb 2026)