LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,041
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,380
−HK$1,360/mo
Today · 4.125%
HK$45,740
baseline
▲ 0.50% · 4.625%
HK$48,523
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,480/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,882
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,167
−HK$1,302/mo
Today · 4.125%
HK$50,469
baseline
▲ 0.50% · 4.625%
HK$53,130
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,938/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,632/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$58,228
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,563/mo
Today · 4.125%
HK$60,563
baseline
▲ 0.50% · 4.625%
HK$63,756
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,126/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,257
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,131
−HK$1,905/mo
Today · 4.125%
HK$64,036
baseline
▲ 0.50% · 4.625%
HK$67,932
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,072/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,035
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,833
−HK$1,824/mo
Today · 4.125%
HK$70,657
baseline
▲ 0.50% · 4.625%
HK$74,382
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,314/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,473
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,883
−HK$2,449/mo
Today · 4.125%
HK$82,332
baseline
▲ 0.50% · 4.625%
HK$87,341
+HK$5,009/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,664/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,188
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,500
−HK$2,345/mo
Today · 4.125%
HK$90,845
baseline
▲ 0.50% · 4.625%
HK$95,634
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,690/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,829 · Scale 2, in force from 26 Feb 2026)