LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,041
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,380
−HK$1,360/mo
Today · 4.125%
HK$45,740
baseline
▲ 0.50% · 4.625%
HK$48,523
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,480/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,883
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,167
−HK$1,303/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,130
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,632/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$58,228
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,564/mo
Today · 4.125%
HK$60,564
baseline
▲ 0.50% · 4.625%
HK$63,756
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,128/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,257
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,132
−HK$1,904/mo
Today · 4.125%
HK$64,036
baseline
▲ 0.50% · 4.625%
HK$67,933
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,072/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,036
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,834
−HK$1,824/mo
Today · 4.125%
HK$70,658
baseline
▲ 0.50% · 4.625%
HK$74,382
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,316/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,474
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,884
−HK$2,448/mo
Today · 4.125%
HK$82,332
baseline
▲ 0.50% · 4.625%
HK$87,342
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,664/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,189
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,500
−HK$2,345/mo
Today · 4.125%
HK$90,845
baseline
▲ 0.50% · 4.625%
HK$95,634
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,690/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,833 · Scale 2, in force from 26 Feb 2026)