LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,042
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,380
−HK$1,361/mo
Today · 4.125%
HK$45,741
baseline
▲ 0.50% · 4.625%
HK$48,524
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,482/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,883
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,168
−HK$1,302/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,131
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,650
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,633/mo
Today · 4.125%
HK$54,889
baseline
▲ 0.50% · 4.625%
HK$58,229
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,778/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,460
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,001
−HK$1,563/mo
Today · 4.125%
HK$60,564
baseline
▲ 0.50% · 4.625%
HK$63,757
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,128/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,258
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,133
−HK$1,904/mo
Today · 4.125%
HK$64,037
baseline
▲ 0.50% · 4.625%
HK$67,933
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,074/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,037
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,835
−HK$1,823/mo
Today · 4.125%
HK$70,658
baseline
▲ 0.50% · 4.625%
HK$74,383
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,316/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,475
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,885
−HK$2,448/mo
Today · 4.125%
HK$82,333
baseline
▲ 0.50% · 4.625%
HK$87,343
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,666/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,190
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,502
−HK$2,345/mo
Today · 4.125%
HK$90,847
baseline
▲ 0.50% · 4.625%
HK$95,635
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,694/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,841 · Scale 2, in force from 26 Feb 2026)