LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,043
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,382
−HK$1,361/mo
Today · 4.125%
HK$45,743
baseline
▲ 0.50% · 4.625%
HK$48,526
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,486/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,885
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,170
−HK$1,303/mo
Today · 4.125%
HK$50,473
baseline
▲ 0.50% · 4.625%
HK$53,133
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,946/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,652
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,259
−HK$1,632/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$58,231
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,462
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,004
−HK$1,563/mo
Today · 4.125%
HK$60,567
baseline
▲ 0.50% · 4.625%
HK$63,760
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,134/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,261
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,135
−HK$1,905/mo
Today · 4.125%
HK$64,040
baseline
▲ 0.50% · 4.625%
HK$67,936
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,080/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,040
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,838
−HK$1,824/mo
Today · 4.125%
HK$70,662
baseline
▲ 0.50% · 4.625%
HK$74,386
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,324/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,478
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,888
−HK$2,449/mo
Today · 4.125%
HK$82,337
baseline
▲ 0.50% · 4.625%
HK$87,347
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,674/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,194
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,505
−HK$2,346/mo
Today · 4.125%
HK$90,851
baseline
▲ 0.50% · 4.625%
HK$95,639
+HK$4,788/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,702/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,872 · Scale 2, in force from 26 Feb 2026)