LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,044
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,383
−HK$1,360/mo
Today · 4.125%
HK$45,743
baseline
▲ 0.50% · 4.625%
HK$48,526
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,486/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,886
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,170
−HK$1,303/mo
Today · 4.125%
HK$50,473
baseline
▲ 0.50% · 4.625%
HK$53,133
+HK$2,660/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,946/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,653
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,259
−HK$1,633/mo
Today · 4.125%
HK$54,892
baseline
▲ 0.50% · 4.625%
HK$58,232
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,784/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,463
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,004
−HK$1,563/mo
Today · 4.125%
HK$60,567
baseline
▲ 0.50% · 4.625%
HK$63,760
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,134/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,261
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,136
−HK$1,904/mo
Today · 4.125%
HK$64,040
baseline
▲ 0.50% · 4.625%
HK$67,937
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,080/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,040
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,838
−HK$1,824/mo
Today · 4.125%
HK$70,662
baseline
▲ 0.50% · 4.625%
HK$74,387
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,324/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,479
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,889
−HK$2,448/mo
Today · 4.125%
HK$82,337
baseline
▲ 0.50% · 4.625%
HK$87,347
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,674/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,194
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,506
−HK$2,345/mo
Today · 4.125%
HK$90,851
baseline
▲ 0.50% · 4.625%
HK$95,640
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,702/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,878 · Scale 2, in force from 26 Feb 2026)