LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,045
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,384
−HK$1,360/mo
Today · 4.125%
HK$45,744
baseline
▲ 0.50% · 4.625%
HK$48,527
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,488/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,171
−HK$1,303/mo
Today · 4.125%
HK$50,474
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,948/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,654
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,260
−HK$1,633/mo
Today · 4.125%
HK$54,893
baseline
▲ 0.50% · 4.625%
HK$58,233
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,786/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,464
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,005
−HK$1,564/mo
Today · 4.125%
HK$60,569
baseline
▲ 0.50% · 4.625%
HK$63,761
+HK$3,192/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,138/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,263
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,137
−HK$1,905/mo
Today · 4.125%
HK$64,042
baseline
▲ 0.50% · 4.625%
HK$67,938
+HK$3,896/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,084/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,042
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,840
−HK$1,824/mo
Today · 4.125%
HK$70,664
baseline
▲ 0.50% · 4.625%
HK$74,388
+HK$3,724/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,328/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,481
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,891
−HK$2,448/mo
Today · 4.125%
HK$82,339
baseline
▲ 0.50% · 4.625%
HK$87,349
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,678/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,196
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,508
−HK$2,345/mo
Today · 4.125%
HK$90,853
baseline
▲ 0.50% · 4.625%
HK$95,642
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,706/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,893 · Scale 2, in force from 26 Feb 2026)