LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,046
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,385
−HK$1,360/mo
Today · 4.125%
HK$45,745
baseline
▲ 0.50% · 4.625%
HK$48,529
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,490/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,888
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,172
−HK$1,303/mo
Today · 4.125%
HK$50,475
baseline
▲ 0.50% · 4.625%
HK$53,136
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,950/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,655
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,262
−HK$1,632/mo
Today · 4.125%
HK$54,894
baseline
▲ 0.50% · 4.625%
HK$58,234
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,788/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,466
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,007
−HK$1,563/mo
Today · 4.125%
HK$60,570
baseline
▲ 0.50% · 4.625%
HK$63,763
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,140/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,139
−HK$1,904/mo
Today · 4.125%
HK$64,043
baseline
▲ 0.50% · 4.625%
HK$67,940
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,086/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,043
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,841
−HK$1,824/mo
Today · 4.125%
HK$70,665
baseline
▲ 0.50% · 4.625%
HK$74,390
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,330/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,482
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,893
−HK$2,448/mo
Today · 4.125%
HK$82,341
baseline
▲ 0.50% · 4.625%
HK$87,352
+HK$5,011/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,682/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,198
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,510
−HK$2,346/mo
Today · 4.125%
HK$90,856
baseline
▲ 0.50% · 4.625%
HK$95,645
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,712/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,912 · Scale 2, in force from 26 Feb 2026)