LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,047
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,386
−HK$1,360/mo
Today · 4.125%
HK$45,746
baseline
▲ 0.50% · 4.625%
HK$48,530
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,492/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,889
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,303/mo
Today · 4.125%
HK$50,476
baseline
▲ 0.50% · 4.625%
HK$53,137
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,952/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,656
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,263
−HK$1,632/mo
Today · 4.125%
HK$54,895
baseline
▲ 0.50% · 4.625%
HK$58,236
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,790/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,467
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,008
−HK$1,564/mo
Today · 4.125%
HK$60,572
baseline
▲ 0.50% · 4.625%
HK$63,765
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,144/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,266
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,140
−HK$1,905/mo
Today · 4.125%
HK$64,045
baseline
▲ 0.50% · 4.625%
HK$67,942
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,090/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,045
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,843
−HK$1,824/mo
Today · 4.125%
HK$70,667
baseline
▲ 0.50% · 4.625%
HK$74,392
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,334/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,484
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,894
−HK$2,449/mo
Today · 4.125%
HK$82,343
baseline
▲ 0.50% · 4.625%
HK$87,354
+HK$5,011/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,686/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,200
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,512
−HK$2,346/mo
Today · 4.125%
HK$90,858
baseline
▲ 0.50% · 4.625%
HK$95,647
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,716/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,927 · Scale 2, in force from 26 Feb 2026)