LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,047
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,386
−HK$1,361/mo
Today · 4.125%
HK$45,747
baseline
▲ 0.50% · 4.625%
HK$48,530
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,494/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,890
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,174
−HK$1,303/mo
Today · 4.125%
HK$50,477
baseline
▲ 0.50% · 4.625%
HK$53,138
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,954/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,657
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,263
−HK$1,633/mo
Today · 4.125%
HK$54,896
baseline
▲ 0.50% · 4.625%
HK$58,236
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,792/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,467
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,009
−HK$1,563/mo
Today · 4.125%
HK$60,572
baseline
▲ 0.50% · 4.625%
HK$63,765
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,144/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,266
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,141
−HK$1,904/mo
Today · 4.125%
HK$64,045
baseline
▲ 0.50% · 4.625%
HK$67,942
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$128,090/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,045
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,843
−HK$1,825/mo
Today · 4.125%
HK$70,668
baseline
▲ 0.50% · 4.625%
HK$74,393
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.21M · min. income ≈ HK$141,336/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,485
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,895
−HK$2,449/mo
Today · 4.125%
HK$82,344
baseline
▲ 0.50% · 4.625%
HK$87,354
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,688/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,201
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,513
−HK$2,345/mo
Today · 4.125%
HK$90,858
baseline
▲ 0.50% · 4.625%
HK$95,648
+HK$4,790/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,716/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,933 · Scale 2, in force from 26 Feb 2026)