LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,049
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,388
−HK$1,361/mo
Today · 4.125%
HK$45,749
baseline
▲ 0.50% · 4.625%
HK$48,532
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,498/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,892
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,176
−HK$1,303/mo
Today · 4.125%
HK$50,479
baseline
▲ 0.50% · 4.625%
HK$53,140
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,958/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,659
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,266
−HK$1,632/mo
Today · 4.125%
HK$54,898
baseline
▲ 0.50% · 4.625%
HK$58,239
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,796/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,470
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,011
−HK$1,564/mo
Today · 4.125%
HK$60,575
baseline
▲ 0.50% · 4.625%
HK$63,768
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,150/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,269
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,144
−HK$1,904/mo
Today · 4.125%
HK$64,048
baseline
▲ 0.50% · 4.625%
HK$67,945
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$128,096/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,048
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,847
−HK$1,824/mo
Today · 4.125%
HK$70,671
baseline
▲ 0.50% · 4.625%
HK$74,396
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$141,342/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,488
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,899
−HK$2,449/mo
Today · 4.125%
HK$82,348
baseline
▲ 0.50% · 4.625%
HK$87,358
+HK$5,010/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,696/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,205
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,517
−HK$2,346/mo
Today · 4.125%
HK$90,863
baseline
▲ 0.50% · 4.625%
HK$95,652
+HK$4,789/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,726/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,966 · Scale 2, in force from 26 Feb 2026)