LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,051
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,390
−HK$1,361/mo
Today · 4.125%
HK$45,751
baseline
▲ 0.50% · 4.625%
HK$48,534
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,502/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,894
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,303/mo
Today · 4.125%
HK$50,481
baseline
▲ 0.50% · 4.625%
HK$53,142
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,962/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,661
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,268
−HK$1,633/mo
Today · 4.125%
HK$54,901
baseline
▲ 0.50% · 4.625%
HK$58,241
+HK$3,340/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,802/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,473
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,014
−HK$1,564/mo
Today · 4.125%
HK$60,578
baseline
▲ 0.50% · 4.625%
HK$63,771
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,156/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,271
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,146
−HK$1,905/mo
Today · 4.125%
HK$64,051
baseline
▲ 0.50% · 4.625%
HK$67,948
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$128,102/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,051
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$1,824/mo
Today · 4.125%
HK$70,674
baseline
▲ 0.50% · 4.625%
HK$74,399
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$141,348/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,492
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,902
−HK$2,449/mo
Today · 4.125%
HK$82,351
baseline
▲ 0.50% · 4.625%
HK$87,362
+HK$5,011/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,702/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,209
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,521
−HK$2,345/mo
Today · 4.125%
HK$90,866
baseline
▲ 0.50% · 4.625%
HK$95,656
+HK$4,790/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,732/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$707,996 · Scale 2, in force from 26 Feb 2026)