LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,051
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,390
−HK$1,361/mo
Today · 4.125%
HK$45,751
baseline
▲ 0.50% · 4.625%
HK$48,535
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,502/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,894
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,179
−HK$1,303/mo
Today · 4.125%
HK$50,482
baseline
▲ 0.50% · 4.625%
HK$53,143
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,964/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,661
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,268
−HK$1,633/mo
Today · 4.125%
HK$54,901
baseline
▲ 0.50% · 4.625%
HK$58,242
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,802/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,473
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,014
−HK$1,564/mo
Today · 4.125%
HK$60,578
baseline
▲ 0.50% · 4.625%
HK$63,771
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,156/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,272
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,147
−HK$1,904/mo
Today · 4.125%
HK$64,051
baseline
▲ 0.50% · 4.625%
HK$67,949
+HK$3,898/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$128,102/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,052
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$1,824/mo
Today · 4.125%
HK$70,674
baseline
▲ 0.50% · 4.625%
HK$74,400
+HK$3,726/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$141,348/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,492
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,903
−HK$2,449/mo
Today · 4.125%
HK$82,352
baseline
▲ 0.50% · 4.625%
HK$87,363
+HK$5,011/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,704/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,209
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,521
−HK$2,346/mo
Today · 4.125%
HK$90,867
baseline
▲ 0.50% · 4.625%
HK$95,657
+HK$4,790/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,734/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,000 · Scale 2, in force from 26 Feb 2026)